Subscribe(Text for those without flash or javascript) Fulcrum's professionals are experienced CPAs, MBAs, ASAs, CFAs, affiliated professors and industry specialists Our expertise encompasses damages analysis, lost profit studies, business and intangible asset valuations, appraisals, fraud investigations, statistics, forensic economic analysis, royalty audits, strategic and market assessments, computer forensics, electronic discovery and analysis of computer data.
Firm Overview CALCULATORS
Library Sections:
- Expert Testimony
- Damages Analysis
- Investigations and Forensic Accounting
- Computer Forensics / Electronic Discovery
- Sarbanes-Oxley and Nonprofit Whistleblower Solutions
- Valuations and Appraisals
- Financial Reporting
- Tax Advice and News
- Other Current Events and Economic Commentary
- Interactive Tools and Personal Financial Advice
We have assembled a selection of tools to help you understand your financial and retirement issues. Some of these calculators require the Java 2 VM to run. If your computer does not have the Java VM installed you can do so by clicking the link at the end of the calculator description. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
Retirement Planner (Requires Java) Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your social security benefits up to, but not over, the maximum.
401(k) Savings Calculator
(Requires Java)
Do you know what it takes to work towards a secure retirement? Use this calculator to help you
create your retirement plan. View your retirement savings balance and
your withdrawals for each year until the end of your retirement. Social
security is calculated on a sliding scale based on your income.
Including a non-working spouse in your plan increases your social
security benefits up to, but not over, the maximum.
A 401(k) can be one of your best tools for creating a secure retirement. It provides you with
two important advantages. First, all contributions and earnings to your
401(k) are tax deferred. You only pay taxes on contributions and
earnings when the money is withdrawn. Second, many employers provide
matching contributions to your 401(k) account which can range from 0% to
100% of your contributions. The combined result is a retirement savings
plan you can not afford to pass up.
Payroll Deductions (Requires Java) Use this calculator to help you determine the impact of changing your payroll deductions. You can enter your current payroll information and deductions, and then compare them to your proposed deductions. Try changing your withholdings, filing status or retirement savings and let the payroll deduction calculator show you the impact on your take home pay. This calculator has been updated to use the new withholding schedules and rules passed in "The Job and Growth Tax Relief Reconciliation Act of 2003."
Risk Questionnaire How sensitive are you to risk in your investments? This ten-question interactive form will generate a score from 10 to 40 for use in our Allocation Calculator.
Allocation Calculator Enter your age and risk tolerance (from our Risk Questionnaire) and this tool will suggest an allocation of your retirement savings between different types of investment.
Social Security Benefits
(Requires Java)
Wonder how much you might receive in Social Security? Use this calculator to help you estimate your Social Security benefits. Remember, this is only an estimate. Your actual
benefits may vary depending on your actual work history and income.
Amortizing Loan Calculator (Requires Java)Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule
Plan Savings Is your brokerage or insurance company offering you a free or low cost 401(k) using using 'Safe Harbor' or SIMPLE provisions? If so your 'free' plan could be costing hundreds of thousands of dollars over a plan with vesting provisions. This will help you calculate the savings, which can be used to improve your bottom line or reward your most loyal employees.
Fulcrum Inquiry is a consulting firm that provides appraisal claims analysis, expert witness testimony, electronic data discovery , and forensic accounting services.