October 16th, 2012
October 2012 Last week, the National Center for Policy Analysis issued a study that compared spending by Americans in the two decades before their classic [...]
September 18th, 2012
September 2012 Fidelity tried to help savers by offering a simple way of gauging whether they are on track to a secure retirement. The bottom [...]
June 6th, 2012
May 2012 In 2003, in response to Sarbanes-Oxley requirements, the Securities Exchange Commission (SEC) adopted Regulation G and Item 10(e) of Regulation S-K. These regulations [...]
June 6th, 2012
March 2012 One of the important financial questions facing retirees is whether they have sufficient retirement savings. This is impacted by what one wants to [...]
June 6th, 2012
January 2012 The expected significant change in the estate tax at the end of 2012 should cause most affluent persons to engage in estate planning. [...]
August 1st, 2011
July 2011 Behavioral economics and finance use social and emotional factors to understand the limits of rationality in making economic decisions. A recent survey by [...]
May 17th, 2011
401(k) Savings Calculator A 401(k) can be one of your best tools for creating a secure retirement. It provides you with two important advantages. First, [...]
May 17th, 2011
Loan Amortization Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your [...]
May 17th, 2011
This allocation calculator will take your age and risk tolerance and propose an asset allocation for retirement savings.
May 17th, 2011
Risk Tolerance Worksheet (Text for those without flash or javascript) This Risk Worksheet will ask a set of questions to give you a risk tolerance [...]
May 17th, 2011
Is your brokerage or insurance company offering you a free or low cost 401(k) using using ‘Safe Harbor’ or SIMPLE provisions? If so your ‘free’ [...]
March 17th, 2011
September 2010 There are plenty of ways to be thrifty. We do not mean to minimize Benjamin Franklin’s advice that “a penny saved is a [...]
December 17th, 2010
December 2010 As with most things in life, a few mistakes can dominate the final results achieved. Here are the most expensive common retirement financial [...]
November 17th, 2010
November 2010 The best-performing investment type varies from year to year, and is not easily predicted. For this reason, financial advisors uniformly suggest diversifying (or [...]
October 16th, 2009
October 2009 Starting in 2010, taxpayers at any income level can convert regular IRAs to Roth accounts. Roth accounts have easy-to-understand advantages and disadvantages. Roth [...]
June 17th, 2009
June 2009 The economy is not likely to have as robust a recovery as economists’ current consensus view. This means that repair of personal [...]
September 17th, 2008
September 2008 One of the differences between the presidential candidates is their tax policies. Current tax rates arise from two pieces of legislation supported by [...]
August 17th, 2007
August 2007 The early Christian church identified seven sins as the root of evil. The sins were used as a teaching tool regarding recurring [...]
March 17th, 2006
March 2006 Effective January 1, 2006, a Roth 401(k) option is available. This Roth 401(k) option does not have the income limitations that have [...]
June 17th, 2005
June 2005 This is one of the most common retirement questions we get. The answer is largely dependant on how much of your pre-retirement [...]